For coaches, gyms & wellness brands

HSA/FSA-eligible.
For the customers who qualify.

Some of your customers have a diagnosed condition your service genuinely treats. An independent physician confirms it — or declines honestly. You add a link. We carry the medicine.

How the partner motion works

Four steps. Both answers get receipts.

1

A two-minute pre-screen, on your site

An embedded widget or a simple link, in your brand. Health answers never leave the customer's browser — the pre-screen is honest about who is likely to qualify and who is not.

2

A flat-fee physician review

If the customer chooses to proceed, they pay one flat review fee. You pay nothing, and the fee is identical whether the answer turns out to be yes or no.

3

A signed letter — or an honest no

A specialty-matched, independent physician signs a defensible Letter of Medical Necessity under a real NPI — or declines with a documented reason. Performance isn't treatment, and no letter here pretends it is.

4

A receipt on the public ledger

Every decision — yes or no — becomes a hash-only, PHI-free fingerprint anyone can verify forever: the customer, their FSA administrator, an auditor. Nobody has to trust us.

The economics

Why we take no cut of anything.

Some eligibility platforms take a percentage of every qualified sale. We deliberately don't — because that incentive is exactly what makes a letter suspect.

Your customer keeps the savings

Pre-tax dollars run roughly a third cheaper. On $3,000 a year of eligible coaching, roughly $1,000 stays with the customer — illustrative; it depends on their plan and tax rate.

You pay $0

No setup, no subscription, no revenue share — which also keeps the arrangement clean under anti-kickback rules. Your upside is volume and retention: eligible coaching just got a third cheaper.

We charge a flat review fee

Identical for yes and no. A percentage of approvals only grows when approvals grow — the incentive auditors hunt for. Flat is what keeps every letter defensible.

What we won't do

Blanket eligibility.

The IRS's but-for test is clear: performance is not treatment, and a doctor's note can't change that. So we qualify — or decline — one customer at a time, and both answers get receipts. If a platform promises to make your whole customer base eligible, it is manufacturing the audit risk we exist to remove. Final qualifying criteria are completing legal review; pilots run on synthetic data until that clears.

Integration

One line on your site.

The pre-screen runs in your brand, inside a style-isolated widget, and hands qualified customers to physician review — "Powered by ClinicalSwipe."

<script src="https://clinicalswipe.com/embed.js" data-partner="your-brand" async></script>