OBBBA work requirements · start Jan 1, 2027 · Nebraska begins May 2026 · up to 10.1M enrollees will lose Medicaid
new vertical · medical frailty attestation

Earn $49–99 per attestation.
Save someone's Medicaid.

OBBBA's work requirements take effect January 2027. Urban Institute projects up to 10.1 million Medicaid enrollees will lose coverage — most of them actually qualify for a medical frailty exemption but can't document it in time. ClinicalSwipe is the marketplace that connects licensed physicians to the cases that need review.

50-state licensed physicians · 24-hr turnaround · HIPAA-compliant · audit-ready signatures
the stakes

This is the largest medical attestation wave
in a generation.

In Arkansas's 2018 experiment, 95% of people who lost coverage actually qualified — they just couldn't document it. OBBBA is that at 50× scale.

health inhibits work
62%

Projected Medicaid loss among people whose self-reported health inhibits their ability to work, under low-mitigation state scenarios.

caregiver families
52%

Projected Medicaid loss among people living with a disabled family member they may serve as caregiver for.

self-employed
73%

Projected Medicaid loss among self-employed enrollees — states cannot automatically verify 1099 income.

Source: Urban Institute / Robert Wood Johnson Foundation · March 2026
for physicians

Review. Attest. Earn.

Your medical license is an asset. Put it to work reviewing medical frailty cases between patients — from anywhere, on your schedule.

1

Queue

Cases arrive matched to your specialty (psychiatry, PMR, addiction medicine, IM, cardiology, neurology). Full patient record, timeline, and prior documentation pre-loaded.

2

Swipe review

Approve, modify, or reject. AI drafts the attestation citing specific OBBBA criteria — you review the draft against the patient's record, sign, and submit.

3

Earn per review

$49–99 per attestation depending on specialty + complexity. Paid weekly. Reach Expert tier by quality score → set your own rate up to $149/review.

physician earnings · modeled

5 hrs / week.
$4k–8k / month.

At 5 hours per week of review time and an average of 10 attestations per hour, a Network-tier physician earns $2,500–5,000/month. Expert-tier earns $5,000–8,000. Founding Authority tier (like Dr. Josh Emdur) sets the standards and reviews supervise.

Network
Credentialed · supervised
$49/review
Expert
Board-certified specialty
$79/review
Founding Authority
Sets protocols · supervises
$99–149/review
for medicaid mcos + fqhcs

Protect your book. Protect your revenue.

Every frail member who churns off your plan is lost capitation. Every uninsured patient at your FQHC is uncompensated care. Attestation at scale is the cheapest insurance you'll buy this year.

the math

98× ROI per retained member

At $49 per attestation and an average $4,800/year risk-adjusted capitation per expansion member, retaining 1,000 frail lives costs you $49,000 and protects $4.8M of capitation revenue.

Cost (1,000 attestations) $49,000
Capitation protected $4.8M
ROI 98×
volume pricing

Per-attestation pricing

First 1,000 / yr $99 each
1,001 – 10,000 / yr $79 each
10,001 – 50,000 / yr $59 each
50,000+ / yr $49 each
Includes specialty routing, physician sign, audit-ready PDF, and direct state submission where available.
Start a partnership conversation →
30-day pilot · 90-day scaled · 12-month full integration
the architecture

Built for defensibility. Made to scale.

Consumer
medfrail.com · $99 direct-pay enrollees needing 1 attestation
Membership
AgenticHSA × ComfortCard · self-employed recurring ($39/mo · attestation + HSA)
Marketplace
ClinicalSwipe · this page · MCO + FQHC bulk partnerships · physician panel
Authority
altru.care · Dr. Josh Emdur DO · Founding Authority · 50-state licensed · medical director